Can I use Medicare out-of-state?

Any doctor or hospital accepting Medicare anywhere in the United States is covered under original Medicare.

When a person has Medicare Advantage, their coverage is usually region-specific, and their plan type will determine whether the coverage extends out of state.

People participating in Health Maintenance Organizations (HMOs) must use certain healthcare providers. Out-of-network services, such as those located in another state, are rarely covered.

Out-of-state care may be covered by a Preferred Provider Organization (PPO). To find out if a plan covers you, carefully read the documentation or contact your provider.

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